Yesterday Teri Gross offered an excellent interview with writer T.R. Reid, who visited health care providers in several countries to assess their provision of health care. Among other things, he compares and contrasts their responses to a shoulder problem he presented. I have yet to hear the entire thing, but I'm going to try to listen today.
The section that struck me: his assertion that we, too, already ration health care ~ in response to the argument raised against reform to the effect that we will follow other countries by imposing a rationing system.
True enough, a country like great Britain rations specialized care, as he discovered when he sought advice about his shoulder. However, the trade-off is that basic care is available to everyone across the board.
We do somewhat the opposite. For some of us ~ my husband and I for example, thanks to a corporate health care package that costs us out-of-pocket "only" about $4,000 a year plus deductibles and co-pays ~ extensive and sophisticated medical care is easily available. We live within two miles of two internationally recognized and university-affiliated hospitals and we have eye and dental coverage. Our daughter's minor surgery last spring, for which the bill ran $14,000, added about $1,000 to our annual out-of-pocket costs, but it was performed by a world class surgeon who was easily accessible to us, as he had been when she had had the original surgery 18 years ago.
We as a nation are able to achieve the above because we ration health care at the outset: we simply eliminate entire groups of people from even the most basic preventative care. Our son, a restaurant server in a job in which his supervisors carefully ensure that he not work the hours that would require his employer to provide benefits, pays about $100 a month for a catastrophic plan that provides no well-person care and covers no pre-existing conditions, including any that occue under a period in which he has been covered by said plan. Actually, I'm sure that any serious illness or injury in one six-month payment period would ensure (pun intended) the loss of his minimalistic coverage and prevent him from obtaining it anywhere else. If he gets an infection that requires antibiotics, he will no doubt be out another $200 for the urgent care visit and meds. Despiter those two fabulous hospitals down the hill, he has no regular doctor as, I have heard, is the case for a huge percentage of Americans in their 20s without fulltime employment with one employer. Why would he? He can't afford the $200 I (or rather, our plan) was charged for an introductory visit to a new internist.
And he's actually in great shape ~ he lives at home and has parents who, even if he didn't, would foot the bill for his care to the extent that we could. (As we are probably about to do for flu shots, but could not do for, say, cancer.)(When my brother was 21 and uninsured, he was treated surgically for cancer; no chemo or radiation involved. The total bill at that time, more than 30 years ago, was $15,000. What might it be today?) Our city is full of people, young and old, who can't afford the $100 a month and have no one to pick up the slack for extras.
So yes, we do ration. Extensively.
The section that struck me: his assertion that we, too, already ration health care ~ in response to the argument raised against reform to the effect that we will follow other countries by imposing a rationing system.
True enough, a country like great Britain rations specialized care, as he discovered when he sought advice about his shoulder. However, the trade-off is that basic care is available to everyone across the board.
We do somewhat the opposite. For some of us ~ my husband and I for example, thanks to a corporate health care package that costs us out-of-pocket "only" about $4,000 a year plus deductibles and co-pays ~ extensive and sophisticated medical care is easily available. We live within two miles of two internationally recognized and university-affiliated hospitals and we have eye and dental coverage. Our daughter's minor surgery last spring, for which the bill ran $14,000, added about $1,000 to our annual out-of-pocket costs, but it was performed by a world class surgeon who was easily accessible to us, as he had been when she had had the original surgery 18 years ago.
We as a nation are able to achieve the above because we ration health care at the outset: we simply eliminate entire groups of people from even the most basic preventative care. Our son, a restaurant server in a job in which his supervisors carefully ensure that he not work the hours that would require his employer to provide benefits, pays about $100 a month for a catastrophic plan that provides no well-person care and covers no pre-existing conditions, including any that occue under a period in which he has been covered by said plan. Actually, I'm sure that any serious illness or injury in one six-month payment period would ensure (pun intended) the loss of his minimalistic coverage and prevent him from obtaining it anywhere else. If he gets an infection that requires antibiotics, he will no doubt be out another $200 for the urgent care visit and meds. Despiter those two fabulous hospitals down the hill, he has no regular doctor as, I have heard, is the case for a huge percentage of Americans in their 20s without fulltime employment with one employer. Why would he? He can't afford the $200 I (or rather, our plan) was charged for an introductory visit to a new internist.
And he's actually in great shape ~ he lives at home and has parents who, even if he didn't, would foot the bill for his care to the extent that we could. (As we are probably about to do for flu shots, but could not do for, say, cancer.)(When my brother was 21 and uninsured, he was treated surgically for cancer; no chemo or radiation involved. The total bill at that time, more than 30 years ago, was $15,000. What might it be today?) Our city is full of people, young and old, who can't afford the $100 a month and have no one to pick up the slack for extras.
So yes, we do ration. Extensively.

